Monthly Budget Calculator

Track income vs expenses with category breakdown. Add multiple income sources and expenses to see your monthly balance.

How to Use Monthly Budget Calculator

The Monthly Budget Calculator is a free online tool that helps you track your income against expenses with a clear category breakdown. Add multiple income sources (salary, freelance, investments) and expenses (housing, food, transport, utilities, entertainment, healthcare, savings). The tool calculates your total income, total expenses, and remaining balance, plus shows what percentage of spending goes to each category. Whether you are creating a personal budget, planning monthly finances, tracking spending habits, or just want a quick overview of where your money goes, this tool provides instant visual feedback with no sign-up required.

Step-by-Step Instructions

  1. Add your income sources with amounts and categories
  2. Add your expenses with amounts and categories
  3. View total income, expenses, and balance instantly
  4. Review the expense category breakdown percentages

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